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Tips & Tools - Selecting A Contractor

How to Select a Contractor For Your Protection
“Reputation - Stability - Workmanship”


Bank Financial Stability

Is your contractor financially stable? Is he listed with Dun and Bradstreet? Can he produce credit references?


General Liability Insurance Certificate - Not "Self-Insured"

You need to know if your contractor carries general general liability insurance for both commercial and residential projects. A sizable contractor will carry no less than $500,000...and usually around $1,000,000 of coverage. If you contractor's insurance policy cannot cover potential damages, then the contractor would be personally liable. If he cannot cover the damages himself, you will again have no legal recourse and will end up paying for the repairs or even a new roof yourself. Over three-fourths of roofing companies do not carry proper insurance coverage to protect you against losses.



Don't be fooled, some might promise you a lien waiver letter, buy you must demand that it be given to you before you pay your last payment.


Current References

All reputable roofers carry pre-printed lists of references…that includes customers from 1 to 5 years ago. 


A Downpayment is normal but DO NOT pay your job in full until work is completed:

Reputable roofing contractors may ask for a downpayment to protect their interest as well (that is why insurance companies give you the first check to allow you to get in the que). Another circumstances that would make it necessary for a downpayment is if you choose a  special order non-returnable materials, or insurance does not cover your repairs and you have questionable credit.


Trade Association Certificates of Standing

Belonging to trade associations implies some quality and ethical integrity on the part of the contractor. Associations like the Better Business Bureau.


Compliance to Manufacturer Installation
Guidelines Quality Inspection and Warranties

Insist on a final inspection and the manufacturer and workmanship warranties in writing after the job is completed.